IRA’S
At Public Service Credit Union we know how important it is to save for the future. Whether you’re saving for your retirement or your children’s education, we can help you prepare financially.
A Traditional IRA provides you with up-front tax advantages as you save for retirement. With the tax deduction and lower taxable income, a Traditional IRA is a great way to maximize your current and future income!
ROTH
Deposits made into a Roth IRA are after-tax contributions. The tax benefit comes at retirement age when earnings are withdrawn. A Roth IRA gives you an easy and safe way to save for your future.
COVERDELL ESA
A Coverdell Educational Savings Accounts allows parents to save for their child’s education with tax-benefits. The money in an ESA can be used for elementary, secondary and college expenses including tuition, books, school supplies and more. Start saving for your child today!
IRA & ESA CERTIFICATES
Money from your IRA or ESA can be put into an IRA or ESA certificate to earn a higher interest rate. The rate and terms are the same as our share certificates. They can be set up to automatically renew or be transferred back at maturity.
E-NOTICES
E-Notices are a faster way to learn about what’s happening to your account. Why wait for the mail when you can receive your notices electronically the same day? With e-notices you’ll get an email about a new alert in your online banking for things like:
- Insufficient Funds (NSF)
- Overdraft Transfers
- Overdraft Protection
- Late Payment Notices
- Certificate Renewals
E-ALERTS
Subscribe to e-Alerts to receive notifications about your account by email or text. Get an alert when your account goes above or below a balance, when an ACH is deposited or withdrawn, or when your loan payment is due. Customize e-Alerts to fit your needs.
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