CERTIFICATES
Your financial success is our goal. As a credit union, we’re committed to making a difference in the financial lives of our members. By offering higher rates on savings, certificate, and IRA accounts, we’re working together to build your wealth. It’s a collaborative approach: you take the first step by entrusting us with your savings, and we respond by paying dividends that help your wealth grow over time.
SHARE CERTIFICATES
Share Certificates are a great way to earn more interest on your money. With a minimum opening deposit of $1000 you can lock in a rate for a term of 3-60 months. Certificates can be set up to automatically renew or be transferred into another account at maturity. Live or work in Allen or Huntington Counties? You’re eligible to join Public Service Credit Union and take advantage of these great rates!
| PSCU Share Certificate Specials | Minimum to Open | APY* |
|---|---|---|
| Share Certificates of Deposit | ||
| 5 months | $1000 | 4.75% |
| 7 months | $1000 | 4.75% |
| 11 months | $1000 | 4.50% |
Restrictions: Share certificates of deposit pay on a 365 basis. $1000 minimum to open Share Certificates of deposit; Penalty for early withdrawal; All certificates can be IRA certificates. Cannot use Loyalty Points in combination with this special to increase rate. Limited time offer. New Money Specials must be funded with at least 50% new money not on deposit with Public Service CU. See Credit Union for details. Insured by NCUA.
PAYROLL CERTIFICATES
Our Payroll Certificates are designed to help you start saving money. You decide the amount you want to save and we’ll automatically transfer it from your direct deposit. With a Payroll Certificate you’ll earn a higher interest rate than regular savings and your money is held for up to a year to help you save. LEARN MORE ABOUT PAYROLL CERTIFICATES
IRA CERTIFICATES
You can put the money from your Individual Retirement Account (IRA) into a certificate to earn a higher interest rate. With terms from 3-60 months we have the right certificate for all your needs.
E-NOTICES
E-Notices are a faster way to learn about what’s happening to your account. Why wait for the mail when you can receive your notices electronically the same day? With e-notices you’ll get an email about a new alert in your online banking for things like:
- Insufficient Funds (NSF)
- Overdraft Transfers
- Overdraft Protection
- Late Payment Notices
- Certificate Renewals
E-ALERTS
Subscribe to e-Alerts to receive notifications about your account by email or text. Get an alert when your account goes above or below a balance, when an ACH is deposited or withdrawn, or when your loan payment is due. Customize e-Alerts to fit your needs.
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